5 Best Debt Consolidation Loans for Bad Credit with Guaranteed Choices in 2022


Debt consolidation loans for people with bad credit have become more accessible than ever thanks to online portals that match borrowers with potential lenders. These portals offer a seamless application process that can be completed in minutes – with credit decisions often made the same day. This article provides a list of debt consolidation loans for bad credit providers, highlighting the financing options they offer and how you can apply for a debt consolidation loan today.

The Best Debt Consolidation Loans With Bad Credit – Quick Overview

  1. Green Dollar Loan – Best for debt consolidation loans for bad credit
  2. Big Buck loan– Best for credit card debt consolidation
  3. Viva payday loan – Best for debt consolidation payday loans
  4. Low Credit Finance – Best suited for personal loans for debt consolidation
  5. Credit Clock – Best for same day debt consolidation loans

Best Debt Consolidation Loans Bad Credit 2022 – Full Review

1.
Green Dollar Loans – Best for debt consolidation loans with bad credit

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Green Dollar Loans specializes in fast debt consolidation loans with bad credit and offers access to all FICO scores. Loan amounts range from $100 to $5,000, with flexible repayment terms of up to 24 months.

Applying with Green Dollar Loans takes about two minutes and is facilitated by a convenient online form. While credit decisions may be subject to credit or affordability checks, funding can often be transferred the same day.

Advantages:

· Fast application process

· User-friendly loan calculator

· Fast financing offered

Disadvantages:

APR of up to 35.99%

>>> Click here to request your debt consolidation loan quote today



2. Big Buck Loans – Best for credit card debt consolidation

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Big Buck Loans is another debt consolidation loan for bad credit providers that offers the ability to transfer funds in as little as 15 minutes. This provider has several customer testimonials on their website describing their positive experiences.

All FICO scores are welcome to apply for these debt consolidation loans for bad credit online, with up to $5,000 in financing available.

advantages
:

· Multiple customer references

· All FICO scores are welcome

· Offers up to $5,000 in financing

Disadvantages:

· The effective annual interest rate is determined by the final lender

3. Viva Payday Loans – Best for debt consolidation payday loans

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The top debt consolidation loans for bad credit providers are Viva payday loans. This broker offers APRs starting at just 5.99% with payback periods from 2 to 24 months.

Viva Payday Loans also offers flexible financing amounts from $100 to $5,000. In particular, all FICO scores are welcome to apply to Viva Payday Loans, making this company one of the most popular guaranteed debt consolidation loan providers.

Advantages:

· A credit decision in minutes

· Borrow up to $5,000

· All FICO scores are welcome

Disadvantages:

· Not available in some states

4. Low Credit Finance – Best for personal loans for debt consolidation

Low Credit Financing (1)headlight cable

Low Credit Finance offers fast online debt consolidation loans for bad credit through a convenient online portal. All types of credit are welcome to apply, with same-day decisions possible under certain circumstances.

The APR ranges from 5.99% to 35.99% and financing starts at just $100. Finally, no paperwork is required and there are no hidden fees with this provider.

Advantages:

· No paperwork required

· No upfront/hidden fees

· Huge network of lenders

Disadvantages:

· Loans are not guaranteed

5. Credit Clock – Best for same day loans

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Rounding out the list of guaranteed debt consolidation loans is Credit Clock. This provider connects borrowers and lenders via a streamlined online portal and offers repayment terms from 3 to 24 months.

Pre-approval can take as little as two minutes with funding ranging from $100 to $5,000. Although guaranteed approval of bad credit debt consolidation loans may not be available due to US regulation, this provider can facilitate quick loans with the help of their vast network of lenders.

Advantages:

· Pre-approval in just two minutes

· Repayment between 3-24 months

· No paperwork required

Disadvantages:

· Not available in some states

What Are Debt Consolidation Loans For Bad Credit And How Do They Work?

Obtaining bad credit debt consolidation loans is easier than ever thanks to the rise of fully digital application processes. These loans represent short-term financing, typically in amounts less than $5,000.

Although guaranteed approval for bad credit debt consolidation loans may not be possible as regulation dictates that the lender may require a credit check, these loans can still be obtained quickly. Bad credit debt consolidation loans can often be obtained the same day the lending decision is approved.

How to Apply for Debt Consolidation Loans for Bad Credit in Quick Steps at Viva Payday Loans

  • Step 1: Choose your loan amount – Decide how much financing you want ($100 to $5,000) and the repayment period (2-24 months).
  • Step 2: Fill out the application form – Complete the application form offered on the fast debt consolidation provider’s website.
  • Step 3: Wait for a decision – A lender will present a decision or an alternative within minutes.
  • Step 4: Get your credit – The ultimate lender may require a credit check under US regulations; If the check is passed, the funding can arrive the same day.



Debt Consolidation Loans for Bad Credit Characteristics and Factors to Consider

The following are some key features of the best online debt consolidation loans for bad credit:

digital applications

Debt consolidation loan providers offer fully digital application processes, meaning borrowers can apply without having to send physical documentation.

Bandwidth of funding amounts

Many debt consolidation loan brokers offer financing amounts ranging from $100 to $5,000.

Accepts all FICO scores

Debt consolidation loans for bad credit can be applied for online regardless of credit history — although the ultimate lender may require a credit check under US regulatory guidelines.

How to Choose the Best Debt Consolidation Loans for Providers With Bad Credit?

These criteria were used when deciding which debt consolidation loans to take for online vendors with bad credit:

  • APR ranges have been clearly stated
  • No upfront payments or costs
  • Bandwidth of the funding amounts offered
  • All FICO scores are welcome

Conclusion

This article has discussed how to get debt consolidation loans online for bad credit and highlighted several reputable providers with easy application procedures. Viva Payday Loan is a safe bet for those looking to apply for a payday loan today as this platform can make a decision in just two minutes with up to $5,000 funding available.

frequently asked Questions

Which Debt Consolidation Loans Accept Bad Credit?

The best online debt consolidation loans for bad credit can be obtained through Viva Debt Consolidation Loans, which offers a fully digital application process with quick decisions.



Where can you get the best debt consolidation loans if you have really bad credit?

Fast debt consolidation loans for bad credit are offered through Viva Debt Consolidation Loans, which provides a platform for borrowers to be matched with potential lenders.

Are Debt Consolidation Loans Safe for Bad Credit?

Yes, debt consolidation loans for bad credit are safe as long as you work with a reputable loan broker.

Disclaimer – The above content is non-editorial, and TIL hereby disclaims all warranties, express or implied, with respect thereto and does not necessarily guarantee, sponsor, or endorse the content. The verified credit websites are credit matching services, not direct lenders, so they are not directly involved in accepting your loan request. Applying for a loan through the websites does not guarantee acceptance of a loan. This article does not contain financial advice. Please consult a financial advisor if you require financial assistance. Loans available to US residents only.

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