Gardaí warns of credit scams targeting vulnerable people online
Victims were tricked into paying 182 euros in “handling costs”.
Gardaí warns the public about an online loan scam targeting vulnerable people.
Sergeant John Kelly described the fraud speaking to Patricia Messinger on C103’s Cork Today Show.
“Obviously, in every community, you have your local credit union, and credit unions are used to dealing with back-to-school loans and things like that,” Kelly said.
“But please stay away from online applications, ads on Facebook for these payday loans and stuff like that.
“There was a case in Naul where someone applied for a loan online, for which they had to pay around 182 euros in advance, paid the money and then obviously didn’t get a loan anymore.”
“So that’s what the scammers out there are looking for [opportunity] also.”
Sergeant Kelly said people should be wary of the excuses scammers give when asking for money in advance.
“Oh, it costs to get the loan and all, but if you have an upfront payment [cost]distract you from it immediately.
“And of course make sure that if you googled something, those ads might show up on Facebook afterwards.
“So be very, very careful where you trade when looking for credit online.”
Scams and scams have grown exponentially since last year, with a whopping scale 370% increase on scam calls in 2021.
Earlier this month Gardaí warned the public of a “Hello mum” Fraud that tricked them into sending money to people they believed to be their children.
“They thought it was their son or daughter contacting them that they needed cash into an account and provided an account number,” Sergeant Kelly said.
“A few grand were paid.
“It’s not the first time we’ve seen it.”
The Garda encouraged the public to remain vigilant and share information about the scam with groups of friends and colleagues.
This article originally appeared on joe.ie.
Header image via Shutterstock
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